If you’re buying a home that already has a solar system, congratulations on your new, clean-energy home! While you’ll be saving on your electricity bills from day one, there are some questions you may and should have when you get ready to move in.
We recommend you do some due diligence on the system you’re inheriting. For starters, how was the system financed? Did the home seller buy it outright or finance it with a loan? Or is it owned by a third party under a lease or PPA? If it’s either a cash or loan purchase, the ownership will just transfer to you with the home, though there may be an outstanding balance on the loan to pay off. With third-party-owned systems, you’ll need to take additional steps with the third party to assume ownership or transfer the system contract over to you.
Another question is how old the system is, and related, how old the home’s roof is. Solar panels typically last 20-25 years (or more), so it’s good to know if your roof will need repair before the system starts to lose production efficiency.
You should also ask what type of inverter the system has. The system’s age might tell you that, too. There are two types: String inverters use older technology and are becoming less common now than in the past. They take all the DC power generated by the panels and convert it to AC power through a central location. String inverters typically last 10–15 years, so if your system utilizes one, it may need to be replaced at some point. This is important because if the string inverter fails, the whole system stops producing.
Many modern solar panels now feature advanced microinverters, such as the Enphase IQ8 Series. These microinverters are installed directly behind each panel, enhancing efficiency and performance. They convert DC to AC at the panel, so if one fails, the other panels keep producing power. They also have a lifespan similar to solar panels, so they rarely need replacing unless one fails, which is also rare.
Check with the current homeowner to see if the system’s components are still under warranty, and whether they have all the documentation for the system in order. Also, find out who installed the system from the homeowner. They can provide much of the information about the system, including its age, purchase terms, and any maintenance they’ve done on it. If you can't reach them, you can contact the system components’ manufacturers to get information on the system and see if there’s any maintenance required. You may also be able to contact a different certified local installer to have your system checked to ensure everything is working properly.
You’ll also want to find out from the homeowner how much energy the system produces and, ideally, get access to production data over time from the homeowner. If data shows a drop in production that’s higher than 10% year-to-year, then the system might need maintenance. To manage and monitor the system yourself, you’ll likely need to contact the manufacturer of your solar system equipment to have the system transferred to your name.
Does the system also have a solar battery? Pairing solar and battery storage is becoming far more common. Batteries can store excess solar production and power your home overnight once the panels stop producing. Just as important, they can protect you from power outages. If there is a battery, find out its age, who installed it and whether it’s under warranty, too.
Finally, work with your installer to determine whether the system is expandable. If it doesn’t have a battery, can you add one or more? If your electricity needs are different—for instance, do you drive an EV or are you making improvements like replacing a gas furnace with an electric heat pump—can you add more panels to the system to increase solar output? (You also need enough roof space with good sun exposure to add panels, too.)
There are also a couple of things to ask your new electric utility if you do buy a house with solar. For starters, find out if they offer net energy metering (NEM), which provides bill credits for exporting excess solar production to the grid. If so, make sure the NEM credits transfer with system ownership. Also, check your electricity rate plans to ensure you’re getting the most savings out of your system, especially if you have a plug-in vehicle.
Many utilities will offer rate plans that help you optimize charging so you can do it at the lowest rate possible, while also taking advantage of solar production for charging. If you plan to expand your system, check to make sure you receive all the local and utility incentives (along with the 30% federal tax credit), and see if adding solar panels and expanding production will affect your NEM plan. (This is especially important in California, among other states, where there are limits in place for how much production you can add while remaining on a “legacy” NEM plan.)
If the home you’re buying has an Enphase Energy System installed, then you’re definitely getting a quality system with superior technology and easier system expansion. It should also come with Enphase warranties for the microinverters and any other Enphase components like batteries and combiners. You may also be able to sign up for Enphase Care or Enphase Care+, which offers more comprehensive coverage for all your Enphase components, including covering labor costs for system-related repairs. All to ensure you and your system are taken care of.